Reddit rules index · read 2026-10-04
Can you promote on r/CreditCardsIndia?
Self-promotion restricted Its rules restrict self-promotion. Posts that promote your own work are likely to be removed.
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r/CreditCardsIndia is a community for discussing credit cards in India—rewards, benefits, bank policies, and more. Stay informed and make smarter financial decisions.
What its rules say about promotion
No Promotion
# Banned Links to your website/app(unless mod approved), social media, YouTube, or any similar platforms. Paid/PR posts. Mod's decision will be final in determining if a post falls under this category. Partial/Clickbait content to drive traffic elsewhere. # Allowed You can include above mentioned links in your profile and your posts can contain watermarks, but full content must be posted here.
No Referrals, Marketing, or Codes
Referral links, promo codes, or any kind of marketing aren’t allowed. This includes referrals baits such as offering Money/vouchers/Extra benefits for using your referral. Inviting users to DM for referrals is also prohibited unless they have asked for it themselves. Note: DMs are not moderated, but if someone is spamming you, report them.
Card Sharing or GV/Points Trading
We do not endorse card sharing, buying/selling gift vouchers/points or similar transactions of any kind. If you choose to engage in such activities, do so at your own risk. If you don’t get a response, take it as a ‘No’ and move on. Spamming is prohibited. Disclaimer: Mods are not responsible for any fraud—confirmed scammers will still be banned.
No Circumventing Community Guidelines
Attempting to bypass subreddit rules or moderation actions is strictly prohibited. This includes reposting removed content, using alternate accounts to evade bans, disguising self-promotion, bypassing Automoderator's removals, or any other attempt to circumvent community guidelines. Any such behavior will result in an immediate ban with no warnings.
All 13 rules of r/CreditCardsIndia
- No Hate
We don’t tolerate hate speech, bullying, discrimination, or harassment of any kind. Any post or comment targeting individuals or groups based on race, ethnicity, nationality, gender, sexual orientation, religion, or disability will be removed. Please be Civil and respectful to others. Repeated violations will lead to a permanent ban. - No Promotion
# Banned Links to your website/app(unless mod approved), social media, YouTube, or any similar platforms. Paid/PR posts. Mod's decision will be final in determining if a post falls under this category. Partial/Clickbait content to drive traffic elsewhere. # Allowed You can include above mentioned links in your profile and your posts can contain watermarks, but full content must be posted here. - No Basic/Repeated Questions
Posts containing FAQs like "What's the best forex card?" or "Which is the best RuPay card?" will be removed. Spamming such questions may get you banned. Check out our megathread or use the search bar before posting. - Asking for Card Recommendations
Asking one liner/no context questions such as best card for so and so category is not allowed. While asking for a card recommendations make sure to include details as per the below format. Current Cibil: Age: Monthly Income and Employment status: Monthly Expenses & Spending Patterns: Top 5 Monthly spend categories and Top 5 Annual spend categories: Preferences for Credit Card Features: Reward Preference (Cashback or Reward Points): Lounge Access Required: Other Special Needs: - No Referrals, Marketing, or Codes
Referral links, promo codes, or any kind of marketing aren’t allowed. This includes referrals baits such as offering Money/vouchers/Extra benefits for using your referral. Inviting users to DM for referrals is also prohibited unless they have asked for it themselves. Note: DMs are not moderated, but if someone is spamming you, report them. - No Low-Effort or Karma-Farming Posts
Posts with no real value (like cashback flexes or “Got this new card” posts) will be removed. If you’re posting, make sure it contributes meaningfully to the discussion. - Credit Card Portfolio Posts
Portfolio posts are only allowed under the “Card Review” flair. If you’re sharing your card collection, explain how each card benefits you. Plain flexing or karma farming isn’t allowed. - Memes
Memes are welcome, but reposting for karma farming isn’t. Only original memes are allowed. - Card Sharing or GV/Points Trading
We do not endorse card sharing, buying/selling gift vouchers/points or similar transactions of any kind. If you choose to engage in such activities, do so at your own risk. If you don’t get a response, take it as a ‘No’ and move on. Spamming is prohibited. Disclaimer: Mods are not responsible for any fraud—confirmed scammers will still be banned. - No Link Shorteners
Post only original links from trusted websites. Shortened links (e.g., Bit.ly) are not allowed. - Use the Correct Flair
Flairs help keep things organized. Using the wrong flair will get your post removed. - No Circumventing Community Guidelines
Attempting to bypass subreddit rules or moderation actions is strictly prohibited. This includes reposting removed content, using alternate accounts to evade bans, disguising self-promotion, bypassing Automoderator's removals, or any other attempt to circumvent community guidelines. Any such behavior will result in an immediate ban with no warnings. - No Duplicate or Repetitive Post
Only one post is allowed per card update, including devaluations, revaluations, fee/benefit changes, or other significant changes. Duplicate or substantially similar posts will be removed, and the OP will be banned. Add new information or discussion to the existing post instead.
What the written rules don't show
- Unpublished minimums. Many communities remove posts from new or low-karma accounts through AutoModerator settings that are not on the rules page, often before a moderator sees them.
- Reddit's own filters. Reddit's site-wide spam filters can remove posts from accounts that mostly share links to their own site, in any community.
- The community's norms. Many communities see themselves as peers, not an audience: post where you already take part, and make the post worth reading without the link.
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The verdict is our reading of r/CreditCardsIndia's rule text on 2026-10-04. Rules change and moderators decide: read the current rules before you post. Not affiliated with Reddit or r/CreditCardsIndia.