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Reddit rules index · read 2026-10-13
Can you promote on r/PFtools?
Self-promotion restricted Its rules restrict self-promotion. Posts that promote your own work are likely to be removed.
What this page is
This page quotes r/PFtools's rules as ThreadFox read them on 2026-10-13. The quoted text is the community's; the verdict above is our reading of it. Conditions often decide whether a post fits (a required thread, flair, posting day, account age or karma), and r/PFtools's current rules on Reddit always win over this page.
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- 19,143 members
- text and link posts
- its rules on Reddit
Personal finance tools useful for getting out debt, budgeting, saving, investing, and managing your wealth.
What its rules say about promotion
Submission guidelines
#Please treat others with respect, stay on-topic, and avoid self-promotion. Posts must be about personal finance tools with a descriptive title. We don't allow: * Polls, surveys, or questions that ask others to answer for themselves * Hypothetical or improbable posts * Meta posts * IAmA/AMA requests or posts * News without a discussion, quote, or summary
Disallowed advertising or soliciting
We don't allow: * Promotion anything owned by you (or anyone affiliated with you), even if not monetized *unless it is a personal finance tool* * Promotion from accounts that are new, low karma, or excessively spammy * Offering referral, invite, or affiliate links/codes * Soliciting business/investors, market research, media requests, or recruiting * Repeatedly or prominently stating financial credentials * PM/DM requests or offers Requires pre-approval: customer service replies
All 10 rules of r/PFtools
- Submission guidelines
#Please treat others with respect, stay on-topic, and avoid self-promotion. Posts must be about personal finance tools with a descriptive title. We don't allow: * Polls, surveys, or questions that ask others to answer for themselves * Hypothetical or improbable posts * Meta posts * IAmA/AMA requests or posts * News without a discussion, quote, or summary - Disallowed advertising or soliciting
We don't allow: * Promotion anything owned by you (or anyone affiliated with you), even if not monetized *unless it is a personal finance tool* * Promotion from accounts that are new, low karma, or excessively spammy * Offering referral, invite, or affiliate links/codes * Soliciting business/investors, market research, media requests, or recruiting * Repeatedly or prominently stating financial credentials * PM/DM requests or offers Requires pre-approval: customer service replies - Unhelpful or disrespectful
We don't allow: * Circlejerking or karmawhoring * Posting purely for upvotes or humor * Insincerity or dishonesty * Trolling, brigading, loaded questions, loaded language, or provoking unproductive conversation * Memes and low-effort content * Clickbait titles * Excessive large, bold, or spaced-out text * Bots and bot summoning * In-character novelty accounts * Insubstantive or ephemeral posts * Requesting votes in any way * Excessive profanity * [Poor reddiquette](https://bit.ly/2vKxaO6) - Asking for handouts or transactions
We don't allow asking for handouts or transactions. That includes: * Asking (even indirectly) for gifts, loans, or donations for yourself or on behalf of any organization or person(s) * Any mention of a fundraising campaign even without a link * Requesting a job * Asking for loan cosigners * Soliciting for anyone to engage in any kind of transaction - Legal or business discussion
We don't allow legal or business discussions. That includes: - Discussions that are predominantly legal issues - Discussions about starting, funding, or running a business, corporation, partnership, etc. - Content better suited for /r/legaladvice, /r/smallbusiness, /r/entrepreneur, or /r/business - Politicizing
We don't allow: - Moralizing issues - Petitions or calls-to-action - Political discussions - Political baiting - Soapboxing - Lawbreaking information
We don't allow: * Suggesting another user perform an activity that is illegal, unlawful, or fraudulent in most jurisdictions * Linking to illegal content or lawbreaking information * Asking for advice on any of the above - Personal attack or abusive language
We don't allow: * Personal attacks * Raw criticism without any constructive feedback * Name-calling, flaming, shaming, or otherwise harassing another poster (or person being helped) * Telling a user to harm themselves or others * Abusive language * Intentionally rude or very harsh language * [Hate speech](/r/personalfinance/wiki/rules#wiki_definitions) * Suggesting [sex work](/r/personalfinance/wiki/rules#wiki_definitions) (even indirectly) * Retaliating in response to an affront - Relationship or personal advice discussion
We don't allow relationship or personal advice discussions. That includes: * Content better suited for /r/relationships * Recommending a poster end their relationship or start a new relationship * Posts about suicide or violence * Posts asking for advice on how to convince someone else to change their behavior * Relationship drama not essential to a question or discussion * Family planning advice, especially unsolicited or flippant * Career path or school choice questions * Medical advice - Other bad behavior
* Missing－Disappearing after posting a discussion or posting for another with inadequate information or involvement * Hyping－Pushing speculative, volatile, illiquid, or meme investments, especially flippantly, tersely, or implying huge returns * Rabble rousing－We're not your personal army * Doxing－Posting or seeking personal information, dox attempts or threats * Flooding－Posting excessively frequently * Duplicates－Reposting news or information * Plagiarism－Not giving credit properly
What the written rules don't show
- Unpublished minimums. Many communities remove posts from new or low-karma accounts through AutoModerator settings that are not on the rules page, often before a moderator sees them.
- Reddit's own filters. Reddit's site-wide spam filters can remove posts from accounts that mostly share links to their own site, in any community.
- The community's norms. Many communities see themselves as peers, not an audience: post where you already take part, and make the post worth reading without the link.
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The verdict is our reading of r/PFtools's rule text on 2026-10-13. Rules change and moderators decide: read the current rules before you post. Not affiliated with Reddit or r/PFtools.