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Reddit rules index · read 2026-10-10
Can you promote on r/UKPersonalFinance?
Self-promotion restricted Its rules restrict self-promotion. Posts that promote your own work are likely to be removed.
AI-generated content not allowed Its rules remove some or all AI-generated posts, comments or media. Write it yourself here, or pick another community. Other communities' AI rules.
What this page is
This page quotes r/UKPersonalFinance's rules as ThreadFox read them on 2026-10-10. The quoted text is the community's; the verdict above is our reading of it. Conditions often decide whether a post fits (a required thread, flair, posting day, account age or karma), and r/UKPersonalFinance's current rules on Reddit always win over this page.
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- 1,875,451 members
- text posts only
- its rules on Reddit
Discuss, learn and request advice on how to budget, protect, save and invest your pounds and pence in the UK.
What its rules say about promotion
No referral codes or schemes
* Don't post or ask for referral codes (or invite others to PM you for them, or PM people with them). * This applies whether they are for mutual benefit or not.
No ads, self promotion, or donation requests
* [Do not post to promote your website, tool, app, online calculator, blog, newsletter etc](https://www.reddit.com/r/UKPersonalFinance/comments/1t9xntc/selfpromotion_on_ukpf_posting_your_website_tool/) * Posting surveys, AMAs, journalist enquiries is only permitted with [prior approval from the moderators](https://www.reddit.com/r/UKPersonalFinance/comments/1t9xntc/selfpromotion_on_ukpf_posting_your_website_tool/) * Do not post requests for money, or offer to send money to other members.
What its rules say about AI and bots
No trolling, bots or memes
* UKPF is a meme free zone * This includes bots, which will be banned on sight * Obvious trolling will be removed and troll accounts banned * No AI-generated posts or comments
All 15 rules of r/UKPersonalFinance
- Be Nice, Civil Discourse, Don't Judge
* Be kind. * Don't judge people's situations or behaviours. * The subreddit is for [civil discourse](https://en.wikipedia.org/wiki/Civil_discourse), defined as "engagement in conversation intended to enhance understanding". * If engaged in debate, [argue in good faith](https://en.wikipedia.org/wiki/Good_faith) and assume that all parties involved are doing the same. * Don't be argumentative, even if you're right. * Report rude or otherwise rule-breaking comments rather than responding in kind. - Responses must be helpful and high quality
* Give constructive help and advice. Be friendly and kind * Stick to the topic of finance - give reasons for what you say * Top level comments must be on topic - no jokes or banter * [No 'hookers and blow' or 'onlyfans' jokes](https://redd.it/rhyc7i) * [Don't make contextless recommendations, especially of high risk assets e.g. stocks/shares/crypto](https://redd.it/rkrnqi) * No moralising * Don't be pedantic * Don't pile on or "chime in" if your opinion adds nothing to the comments already made - Posts must be about UK personal finances
* Career advice, legal advice, housing, car questions, and UK news all [have their own subreddits](https://www.reddit.com/r/UKPersonalFinance/comments/npwwlz/moratorium_on_home_buying_and_career_questions/). * Just because something costs money doesn't make it about personal finances. Don't post asking how much you 'should' spend on a car/holiday/groceries, or whether a product is 'worth the money'. * Don't post with only a news article. * For company-specific questions, contact the company. - Read our Wiki before posting
* We answer many common questions [in our Wiki](https://ukpersonal.finance/), especially [our famous flowchart](https://ukpersonal.finance/flowchart/). * Please check the wiki first, and mention that you have done so. * Posts that are answered on the wiki will be removed at the discretion of the mods. * Don't post interest rate announcements - see [our savings and goals wiki page](https://ukpersonal.finance/goals/#Short_term_savings_under_5_years_%F0%9F%95%92) for the best rates on the market. - Help us help you
* Use a clear and descriptive title. * Provide further information in the body of your post. See https://ukpersonal.finance/help-us-help-you/ for what information to include. * Show the research you've done and say why that hasn't answered your question. - No market or exchange-rate timing questions
* Don't post market timing questions such as 'is now a good time buy a house/USD/index funds/bitcoin?'. * Our [Market Timing wiki page](https://ukpersonal.finance/market-timing/) explains why these questions can't be answered, and provides strategies for making timing decisions about the stock market, housing, exchange rates, etc. - No comparison questions, survey-style questions, DAE questions, unanswerable questions
Don't post: * Comparison questions like 'how much do you earn?', 'how much do you spend on ...?' * Hypothetical questions like 'what would you do with £100k?', 'what's the max you'd spend on a car?' * 'Does anyone else...' * Survey style posts like 'what are you saving up for?', 'what's the biggest financial mistake you've made?’ * Questions that can’t be answered without a significant amount of speculation, e.g. 'what changes might be in the next government budget?' - No politics
* Whilst personal finance and politics are inextricably linked, this sub is not a venue for political debate. Posts and comments of a directly political nature belong in /r/ukpolitics and will be removed from UKPF. * If discussing governments and policies, do so in a non-inflammatory manner. * Avoid throwaway jokes about politics or politicians. * Don't make posts about potential policy changes (which are not yet implemented, and are only proposed or speculated about). * No petitions - No referral codes or schemes
* Don't post or ask for referral codes (or invite others to PM you for them, or PM people with them). * This applies whether they are for mutual benefit or not. - Don't delete posts or comments
* This subreddit is valuable reading material for those with similar questions in the future. Please do not delete the content of your comments or posts. * Scripts which automatically erase your comment history are not welcome here. * The use of throwaways to protect your privacy is strongly encouraged. * Moderators hide rule-breaking comments from public view (still visible to you), so you should not delete them yourself. * Please message the moderator team if you'd like your thread removed. - No requesting or offering DMs
It is forbidden to solicit private messages as a result of a person's activity in this subreddit. This is to protect all our members from * Low quality advice * Scams * Rulebreaking * Unlawful behaviour [If you receive a DM as a result of UKPF, please report it](https://reddit.com/r/UKPersonalFinance/comments/alhhxp/psa_if_anybody_pms_you_as_a_result_of_a_post_on/). - No ads, self promotion, or donation requests
* [Do not post to promote your website, tool, app, online calculator, blog, newsletter etc](https://www.reddit.com/r/UKPersonalFinance/comments/1t9xntc/selfpromotion_on_ukpf_posting_your_website_tool/) * Posting surveys, AMAs, journalist enquiries is only permitted with [prior approval from the moderators](https://www.reddit.com/r/UKPersonalFinance/comments/1t9xntc/selfpromotion_on_ukpf_posting_your_website_tool/) * Do not post requests for money, or offer to send money to other members. - No trolling, bots or memes
* UKPF is a meme free zone * This includes bots, which will be banned on sight * Obvious trolling will be removed and troll accounts banned * No AI-generated posts or comments - No discussion of unlawful activities
Includes criminal and civil law such as: * Piracy * Theft (including non-payment of services) * Fraudulent loan defaults * Tax evasion Hypothetical discussions are subject to the same rules. - Contact the mods before making meta threads
* If you have any feedback or issues with the subreddit in general, please [message the mods](https://www.reddit.com/message/compose/?to=/r/UKPersonalFinance) before posting a thread. * If you're dissatisfied with the response, or you don't receive a response within seven days, please feel free to make a thread about your issue. * Put `[META]` in the title of any meta threads.
What the written rules don't show
- Unpublished minimums. Many communities remove posts from new or low-karma accounts through AutoModerator settings that are not on the rules page, often before a moderator sees them.
- Reddit's own filters. Reddit's site-wide spam filters can remove posts from accounts that mostly share links to their own site, in any community.
- The community's norms. Many communities see themselves as peers, not an audience: post where you already take part, and make the post worth reading without the link.
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The verdict is our reading of r/UKPersonalFinance's rule text on 2026-10-10. Rules change and moderators decide: read the current rules before you post. Not affiliated with Reddit or r/UKPersonalFinance.